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Unsecured loans frequently attribute better interest charges, lessen borrowing restrictions, and shorter repayment conditions than secured loans. Lenders might sometimes require a co-signer (a one that agrees to pay a borrower's credit card debt if they default) for unsecured loans if the lender deems the borrower as dangerous.
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If your collateral is worth a lot less than the exceptional debt, the borrower can still be liable for the remainder of your credit card debt.
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